Calm focus budgeting

Budgeting that feels like a deep breath.

A calm, zero-based budgeting tool for those who want total control without the complexity. Give every dollar a job and stop guessing.

Zero-based by default
Manual or CSV import
Private by design
Dashboard previewAge of money: 31 days
To be budgeted
$1,284.40
Safe to spend
$520.10
On track
Overspending
-$84.00
Needs cover
Budget table
Housing$1,200
Groceries$350
Goals$180

Why switch to SlateSpend?

A calmer budget that keeps you focused on intent, not noise.

Every Dollar Has a Job

Assign your income until the to-be-budgeted number hits zero. Know exactly where your money is going before you spend it.

Intentional Entry

No buggy bank syncs. Log transactions manually or import CSVs to stay genuinely connected to your spending habits.

Privacy First

Your data is yours. No selling or profiling. Just a clean, private ledger for your household.

Budget table

The clarity of a spreadsheet. The power of an app.

Ditch broken formulas. Our three-column system handles the math, rollovers, and overspending alerts automatically. Use Lightweight Mode if you prefer flexible targets over strict envelopes.

On trackOverspent alertAuto-rollover
To Be Budgeted
$842.20
Sticky header
Housing$250
Utilities$250
Groceries$250
Goals$250
Pro feature

Know your Safe-to-Spend number.

Most apps just show your bank balance. SlateSpend calculates what is actually free to spend after setting aside money for bills, goals, and upcoming subscriptions.

Forecast your month with calm confidence.
Safe to spend
$420.75
Flexible pool
$310.20
Goal gap
$45.00
Obligation gap
$65.55
Behind schedule
$0.00
Automation & rules

Import Superpowers.

Drag and drop bank CSVs. Our rules engine learns your payees, auto-categorizes transactions, and flags anomalies like duplicate charges.

Payee normalizationAuto-categorizeDuplicate alerts
Rule preview
Auto-apply
If payee contains Spotify
Then set category to Subscriptions
Impact12 matches
Manifesto

Calm money. Clear priorities.

SlateSpend is built for focus. We keep the design spacious, the workflows clear, and the data private so you can make confident decisions without the noise.

We believe financial clarity comes from intention, not automation. When every dollar is named, your goals stop feeling abstract and start feeling reachable.

Pro

Go Pro for total financial peace.

Unlock the intelligence layer that keeps you ahead of surprises.

Upgrade to Pro
Household guardrails with approvals for shared budgets.
Advanced reporting: lifestyle creep, merchant insights, subscription watch.
Safe-to-spend forecasting and obligation coverage.
Automation rules and smarter CSV imports.
Data trust backups, snapshots, and restore options.
Priority support and premium templates.

Simple pricing

Start free. Upgrade when you want more calm.

Basic
$0
For the solo planner.
  • Zero-based budget table with targets and rollovers.
  • Manual transactions and basic CSV import.
  • Goals and savings progress tracking.
  • Basic reports and category insights.
  • Single workspace with full privacy.
Slate Pro
Most popular
$6.99/mo
For power users & families.
  • Everything in Free, plus:
  • Safe-to-spend & forecasting.
  • Automation rules & auto-categorization.
  • Household sharing & guardrails.
  • Advanced reporting suite.
  • Data trust backups and restore.
Start Pro Trial

FAQ

Answers for calm decision-makers.

Does SlateSpend sync with my bank automatically?

No. We believe manual entry (or CSV import) builds better financial awareness. It also keeps our costs low and your data private.

Can I import data from other apps?

Yes. Our Import Superpowers allow you to map columns from any CSV export, making migration from YNAB or Mint seamless.

What is 'Age of Money'?

It is a metric that shows how long your money sits in your account before being spent, helping you break the paycheck-to-paycheck cycle.

How does Safe-to-Spend work?

It subtracts upcoming bills, targets, and planned goals from your available cash so you know what is actually free to use today.

Is family sharing safe?

Yes. Pro plans include guardrails, approvals, and undo history so shared budgets stay clear and controlled.

Do you sell my data?

Never. SlateSpend is private by design. We do not sell or share your financial data with third parties.

What happens if I cancel Pro?

Your data remains intact. You keep basic budgeting access and can upgrade again anytime.

Ready to find your focus?

Start with the calmest budget you have ever built.

Start Budgeting